LifeWise Health Plan of Oregon announced on April 21, 2016 that we will exit the Oregon market. As a customer, you can be assured we will support you through the duration of your plan, with most plans ending by Dec. 31, 2016.
Learn more about LifeWise leaving the Oregon health plan market.
LifeWise Health Plan of Oregon has announced it is leaving the insurance market in Oregon. We are ceasing new sales in the group market and will remain on healthcare.gov in the individual market through the remainder of the year. Our focus is on making this transition as smooth as possible for our customers.
What happens to LifeWise Health Plan of Oregon's customers?
LifeWise will continue to service its customers while they have active coverage with us. For many customers, including those in the individual market, the last date of coverage will be Dec. 31, 2016. Some employer groups may continue into 2017 based on the date of their last renewal.
Does this affect LifeWise Health Plan of Washington?
No, LifeWise Health Plan of Washington is continuing to operate in Washington.
Why is this happening?
LifeWise chose to exit the state after careful and thorough consideration of current and projected market conditions.
Who do I contact with further questions?
LifeWise customers can call us at 855-869-6769.
For specific details on our 2016 plans, review the following:
Medical and Dental Benefit Guide
Plan Summary Portfolio
Summary of Benefits and Coverage
LifeWise Passport preferred provider organizations (PPO) plans offer a combination of up-front, first-dollar benefits and standard coverage for other services. A lower copay applies when the member visits their designated primary care doctor.
LifeWise Passport HSA plans offer valuable benefits for covered services and are qualified to work in combination with an employee owned, tax advantaged health savings account (HSA).
LifeWise Assure exclusive provider organization (EPO) plans offer a combination of up-front, first-dollar benefits and standard coverage for other services.
These plans were designed by the Oregon Department of Consumer and Business Services to be included in our plan offerings. They differ from the Passport plans in that they do not offer alternative care coverage.
All LifeWise small group plans are available for employees only.
LifeWise employer-sponsored dental plans meet the ACA requirement for providing pediatric dental essential health benefits. It's no secret good dental health affects your employees' overall health. LifeWise dental plans help both children and adults maintain healthy teeth.
Plus, they have access to a nationwide network of more than 120.000 dentists for dental care.
LifeWise offers dental options that help meet the cost and benefit needs of you and your employees.
For more specific plan information, check out our medical and dental benefit guide and our dental plan summaries.
HSAs are employee-owned, tax-advantaged, fully portable accounts that work in combination with a qualified, high- deductible health plan. With an HSA, employees will have the opportunity to:
View the "Learn more about Health Savings Accounts" video.
Review this HSA solution flyer
HRAs are employer-owned and -funded arrangements that members can use to pay their cost-share for covered expenses. It is important to note that HRAs are not portable. If the employee leaves the company, any unused portion of the HRA (after all prior claims have been paid) reverts back to the employer.
FSAs are employer-sponsored, tax-advantaged healthcare spending accounts that members can use to pay for eligible expenses. Here are a few things to know about FSAs:
View the "Learn more about Flexible Spending Accounts" video.
Review this FSA solution flyer
Forms are due by the 5th of the month
Completed enrollment materials for NEW GROUPS must be received at LifeWise for HRA and HSA products for small groups beginning coverage on the first of the following month to ensure eligibility is active on the start date, and accounts are funded.
Completed renewal materials for RENEWING GROUPS must be received at LifeWise for HRA and HSA products for small groups renewing contracts on the first of the following month to ensure eligibility is active on the start date, and accounts are funded.
LifeWise has selected USAble Life Inc., a company focused on supporting health plans with Life and Disability offerings, to assist groups to create an integrated benefits program to help reduce disability and healthcare costs, improve health and increase workforce productivity.
Review our Small group pre-packaged plans flyer
Small group pre-packaged plans brochure
Groups with 2-50 enrolled employees have several options from which to choose for adding these financial benefits for their employees.
Group Life Insurance
Enrolled employees in a group of 10 or more can choose from the following:
Short-Term and Long-Term Disability Coveage provides benefits for income replacement in the event an employee is unable to work due to an illness or injury
Contact your producer or your LifeWise representative for more information on the package options we provide for small groups and for groups over 10 enrolled employees.
Small Group (1-50 employees)
Member Enrollment and Change Application
Member Enrollment and Change Application - Spanish Version
Enrollment and Renewals
Coordination of Benefits Questionnaire
Deductible Credit Form
Preventive Screening Services (grandfathered plans)
Preventive Screening Services (non-grandfathered plans)
Producer of Record Change Form
Disclosure and Privacy
Authorization for Release of Healthcare Information and Records
Authorization for Release of Psychotherapy Notes
Disclosure Accounting Request
Request for Amendment of Records
Request for Inspection of Records