Life / Disability / Stop Loss

  • Note: LifeWise Health Plan of Oregon has exited the Oregon market and most individual customers' plan coverage ended on December 31, 2016. However, customers who are enrolled through USAble Life are able to remain enrolled in our plans. You should have received a letter from us indicating this.

  • LifeWise has selected USAble Life Inc., a company focused on supporting health plans with Life and Disability offerings, to assist groups to create an integrated benefits program to help reduce disability and healthcare costs, improve health and increase workforce productivity.

    Employers of 10 or more enrolled employees can choose from the following:

    •  Group Life Insurance: Provides benefits to a beneficiary in the event of an employee's death
    • Accidental Death and Dismemberment: Provides benefits in the event of accidental death or dismemberment
    • Dependent Life: Provides benefits to the employee in the event of dependent's death(s)
    •  Short-Term and Long-Term Disability Coverage: Provides benefits for income replacement in the event an employee is unable to work due to an illness or injury

    Stop Loss

    Our affiliate, LifeWise Assurance Company, assists groups to create just the right Medical Stop Loss for their needs. This product provides employers that elect to self-fund their medical plan a reinsurance contract to protect from catastrophic loss.

    Ask your LifeWise representative for details.