Answer a few questions to find out if you might qualify. What is your age?
18 to 64
65 and over
Does your employer offer a health plan?
How many in your household?
Your annual household income?
You and your family may qualify for savings through a tax credit! The tax credit reduces the amount you pay each month for your health care coverage.
To learn more, call us at: 877-203-5851
Based on your information, it is likely you and your family will not qualify for a tax credit. You can still find the best health coverage for you and your family by comparing our plans and getting a quote.
Shop for Plans
Most likely you are not eligible for a tax credit unless your job-based coverage is considered unaffordable or inadequate under the law. Consult with your company benefits manager to learn more.
It looks like you are not eligible for a tax credit, but you may qualify for Medicare coverage. We do offer a variety of Medicare plans that can meet your health care needs and budget.
Shop for Medicare Plans
On Wednesday, March 26, the Oregon Insurance Division (OID) announced they will extend the open enrollment period for individuals until April 30, 2014. For Oregon individuals, this means you have until April 30 to purchase a new health plan.
It’s easy to compare plans, determine your monthly rate or apply online. Simply visit our online enrollment portal.
We offer plans from three metallic levels – bronze, silver or gold. Monthly health plan costs vary by:
All plans have the same benefits. The amount you pay for your medical care will vary depending on the plan you choose.
Healthcare reform says all health plans must include ten essential benefits. The basic benefits include:
*Plans offered both inside and outside Cover Oregon (except for the state-designed Standard plans) have pediatric dental benefits built into them, regardless of dependents being covered on the plan. The additional cost for this benefit is minimal.
You can enroll in a new health plan until April 30, 2014. The next opportunity to buy a plan is during the open enrollment period starting November 15, 2014 for a January 1, 2015 effective date.
One of the new rules started in 2014 is that you can only join or make changes to a plan during the open enrollment period. There are some exceptions though a qualifying life event such as if you get married, have a child or lose your job, for example, you'll be able to make changes to your plan. If you’ve had a qualifying life event, call us at (855) 339-9700 to discuss plan options.
Information on our new 2014 Health Plans
Sales Brochure– includes high-level comparison of plan benefits
Enrollment Application – be sure to review Eligibility and Enrollment information.
Call us at 877-203-5851 with questions or to discuss your plan options.
Children under age 19 will be covered as part of your new medical plan. If you're interested in adding adult dental coverage, or have questions, call us at 877-203-5851 to discuss your options. You can also apply with our Adult Dental Copay Plan application. You can also review our adult individual dental brochure.
We also offer a special dental open enrollment period June 1, 2014 to June 30, 2014. You have time to review your dental options and make a decision during that timeframe as well.
You can review any of our rate sheets based on county of residence.
Clackamas, Multnomah, Washington, Yamhill (Area 1)
Deschutes, Klamath, Lake (Area 4)
All Other Counties (Areas 2,3,5,6,7)
You can get help paying for your new plan if you qualify.
Financial help comes in the form of the federal health premium tax credit, also referred to as a subsidy. You can use it to lower your monthly health plan amount or lower the amount you pay at tax time.
If you qualify for help with your costs, you will need to enroll through Cover Oregon, the state’s online market place. Your producer can help you do this or you can contact Cover Oregon directly at 855-COVEROR (855-268-3767).
If you apply for coverage through Cover Oregon, you will need to do so by the 15th of the month for your coverage to begin on the 1st day of the following month.
Call us at 877-203-5851 for help. We’ll help you figure out if you’re eligible for the health premium tax credit.
We’re committed to helping you make the right health plan choices for you and your family.
Getting your preventive exams, screenings and immunizations is the best way to help you and your family stay healthy. These important screenings help your doctors detect diseases early when they are easiest to treat. Our wide range of health plans covers all the ways to help you stay healthy.
You'll also have access to member discounts on health products and services, including gym memberships.