Health Plans

  • All individual LifeWise medical and dental coverage will end on December 31, 2016.

    Learn more about LifeWise leaving the Oregon health plan market.

    However, if you have had a major life event such as the birth or adoption of a baby or change in marital status, you may qualify to be able to apply for coverage now, as part of a special enrollment. If you qualify, call us at 844-662-9473 for help in choosing a plan that’s right for you./

    As part of the application process, you'll be asked to provide proof you are an Oregon resident. Your completed application and supporting documentation must be received within 60 days of the life event.

  • Save money on your health plan

    You're not alone if you're concerned about the price of health plans. The good news is that thousands of Oregon residents qualify for help paying for their plans with subsidies and tax credits.

    Use our subsidy calculator to find out if you qualify. If it looks like you do, be sure to enroll via We can help you do that; call us at 800-290-1278 if you need help.

  • Find out if you might qualify for a subsidy and how much help you could get.

    Does your employer offer a health plan?

    • Why choose us

      LifeWise has an extensive provider network with doctors and hospitals across the Pacific Northwest, including most major health systems in Oregon.

      And we know that deciding on a health plan-and using one-can be confusing, especially if you haven't had health coverage in a while. While we can't simplify the world of healthcare, what we've done is explain any unfamiliar health plan words and terms for you, so it feels less overwhelming.

      And if you need help, we're just a phone call away. Also keep in mind that when you become a LifeWise health plan member, you'll be able to send us secure, private emails when you have questions-so you can contact us when it's most convenient for you.

    • Find a doctor

      If you have a doctor or healthcare provider you prefer, use the Find a Doctor tool before you choose a plan. That way, you can make sure your doctor is in-network. for the plan you buy. It's a smart move to help save you money.

      If you haven't seen a doctor for a while, the Find a Doctor tool can help you find a doctor whose office is open late at night, and even on weekends, too.

      Find a doctor

  • Since 2014, all new health plans are required by the federal Affordable Care Act (ACA) to include these 10 essential benefits:

    1. Outpatient care - care you receive without being admitted to a hospital
    2. Emergency care - trips to the emergency room
    3. Inpatient care - treatment in the hospital for inpatient care
    4. Maternity and newborn care - care before and after your baby is born
    5. Mental health and substance use disorder services - behavioral health treatment, counseling, and psychotherapy
    6. Prescription drug coverage
    7. Rehabilitative and habilitative Services - services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more
    8. Laboratory services - lab tests
    9. Preventive and wellness services - counseling, screenings, and vaccines to keep you healthy and to manage a chronic illness
    10. Pediatric services - dental and vision care for children under age 19

    Note: Some "grandfathered" plans may not include all of these benefits. Under the ACA, if you had your current plan before March 23, 2010 and have not made any changes since then, you are considered to be a grandfathered member, and your plan may not be subject to some of the provisions required by the ACA.

  • Explore plans or get a quote

    Need help? Call us at 800-290-1278 or view our frequently asked questions.